AES9 Margin Lending facilities

AES9 Margin Lending facilities

Course details last updated on the register on 14/09/2011

Course Name

AES9 Margin Lending facilities

Course Information

For full RG146 compliance against the specified knowledge and skills, participants must complete AES9 Margin Lending facilities; AESG Generic Knowledge and the Financial Education Professionals skills module. Note: GST is payable in addition to the course cost below. Should the Skills module not be completed, the student has gained RG146 compliance in Margin Lending General Advice only.

Competencies Covered

Award Given at Completion

Certificate of Completion

Specialist Knowledge

Generic Knowledge, Skills, Margin Lending Facility



Where Course Delivered

All of Australia

Delivery Method

Distance, Individual assessment, Offsite training room, Self-paced, Face-to-face

Assessment Type

Examination - closed book, Other - Workplace Assessment

Start Date


Re-registration Date


Duration/Total Hours



Approximate Cost



price valid to 30 June 2012



This course was being offered as at 24 September 2012 when the Training Register was archived.



Anne Wilkinson, Administrator

Phone Number

02 9252 7437

Fax Number

02 9252 7437

Email Address


Introducing margin lendingBorrowing money: gearing or leverage What is margin lending? Characteristics of margin loans How much to borrow with a margin loan? The market for margin lending For whom might margin lending be suitable? Margin Lending facilities: product characteristicsHow much can clients borrow? Margin lending tables Approved product lists Interest costs Margin lending product features Protected margin loans Systems and credit approval Margin calls Investment maintenance Margin lending terminology Margin lending and taxationTaxation and investing Imputation of share dividends Taxation of managed investments Deductions Capital gains tax Professional traders Margin lending: benefits, risks and risk managementBenefits of margin lending Risks of margin lending Examples of a Margin Lending Risk Disclosure Statement Managing the risks Margin Lending: Lessons from recent prominent casesBackground to the new margin lending laws Make sure that advice provided to clients is appropriate and the margin lending is suitable Double gearing Recognise the impact of volatile markets Margin lending is not stock lending Make sure that responsibilities and clear and unambiguous Responsible lending: assessing unsuitabilityResponsible lending Assessing unsuitability Prescribed ‘reasonable enquiries’ Prescribed ‘unsuitability’ Practical aspects of responsible lending Who might be suitable for margin lending? Margin call obligations Reporting obligations Compliance obligations Disclosure requirements – simple risk disclosure statement, standard disclosure requirements Margin lending glossary Legal environment – disclosure and complianceRegulatory environment for financial services Characteristics of ‘financial instruments’ or ‘securities’ Why regulate financial markets? Australian regulatory bodies The Financial Services Reform (FSR) Act and Licensing. Relevant legal principles. Other regulatory issues Compliance Regulation of margin lending Licensing and disclosure Transitional arrangements Responsible lending Margin call obligations Reporting obligations Compliance obligations


Financial Education Professionals Pty Ltd


Account Executive, Anne Wilkinson

Phone Number

02 9252 7437

Fax Number

02 9252 7437

Email Address


Important Notice

This service is provided solely for general information purposes. By provision of the service ASIC does not provide legal or other professional advice. ASIC expressly disclaims any liability arising from use of the service. If you require legal or other expert advice or assistance, you should seek the services of a competent professional person.

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Last updated: 30/03/2021 09:39