Schedule 1 to the National Consumer Credit Protection Regulations 2010 (Regulations) provides forms that are required to be given to consumers regarding credit contracts and consumer leases.
See regulation 6 of the Regulations and section 208 of the National Credit Code (which is Schedule 1 to the National Consumer Credit Protection Act 2009) for information about compliance with the forms.
The following forms contain the wording prescribed by Schedule 1 to the Regulations.
The forms are available as PDFs and Microsoft Word documents:
Credit Form 4 – Prescribed terms and conditions of mortgage (PDF 135 KB)
Information statement for things you should know about your proposed credit contract
This statement tells you about some of the rights and obligations of the debtor and credit provider. It does not state the terms and conditions of the contract.
Download Credit Form 5 under the National Consumer Credit Protection Regulations 2010:
If the document signed by the debtor constitutes an offer
Download Credit Form 6 under the National Consumer Credit Protection Regulations 2010:
Credit Form 6 – Disclosure about credit contracts (PDF 19 KB)
Credit Form 6 – Disclosure about credit contracts (Word 27 KB)
If the document signed by the debtor constitutes the acceptance of an offer by the credit provider
Download Credit Form 7 under the National Consumer Credit Protection Regulations 2010:
Credit Form 7 – Disclosure about credit contracts (PDF 24 KB)
Credit Form 7 – Disclosure about credit contracts (Word 31 KB)
Disclosure about credit contracts (reverse mortgages)
This form provides information about the rights of any spouse, partner or other resident in the home of a person who is signing a contract for a reverse mortgage.
Download Credit Form 7A under the National Consumer Credit Protection Regulations 2010:
Credit Form 7A – Disclosure about credit contracts (reverse mortgages) (PDF 41 KB)
Credit Form 7A – Disclosure about credit contracts (reverse mortgages) (Word 28 KB)
If there is a guarantee
Download Credit Form 8 under the National Consumer Credit Protection Regulations 2010:
Credit Form 8 – Disclosure about guarantee (PDF 22 KB)
Credit Form 8 – Disclosure about guarantee (Word 26 KB)
Things you should know about guarantees
This statement provides information about some of the rights and obligations of the guarantor and credit provider. It does not state the terms and conditions of the guarantee.
Download Credit Form 9 under the National Consumer Credit Protection Regulations 2010:
Information about taking possession of mortgaged goods
This statement provides information about the mortgagor's rights, obligations and some of the options available to them.
Download Credit Form 14 under the National Consumer Credit Protection Regulations 2010:
Credit Form 14 – Notice after taking possession of mortgaged goods (PDF 49 KB)
Credit Form 14 – Notice after taking possession of mortgaged goods (Word 31 KB)
Notice about the right to terminate a maintenance service contract
This notice provides information to debtors about the termination of a linked maintenance services contract if the credit contract is terminated.
Download Credit Form 15 under the National Consumer Credit Protection Regulations 2010:
Credit Form 15 – Notice of right to terminate maintenance services contract (PDF 31 KB)
Credit Form 15 – Notice of right to terminate maintenance services contract (Word 29 KB)
Notice about the right to cancel mortgaged property insurance
This notice provides information about the debtor's rights to terminate a credit-related insurance contract when a credit contract is terminated before the end of its term.
Download Credit Form 16 under the National Consumer Credit Protection Regulations 2010:
Credit Form 16 – Notice of right to cancel mortgaged property insurance (PDF 36 KB)
Credit Form 16 – Notice of right to cancel mortgaged property insurance (Word 27 KB)
Information statement for things you should know about your consumer lease
This statement provides information about some of the rights and obligations of the lessee and the lessor. It does not state the terms and conditions of the lease.
Download Credit Form 17 under the National Consumer Credit Protection Regulations 2010:
