Credit Form 4 – Prescribed terms and conditions of mortgage

Credit Form 4 – Prescribed terms and conditions of mortgage (PDF 135 KB)

Credit Form 5 – Information statement (things you should know about your proposed credit contract)

Information statement for things you should know about your proposed credit contract

This statement tells you about some of the rights and obligations of the debtor and credit provider. It does not state the terms and conditions of the contract.

Download Credit Form 5 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 5 – Information statement (PDF 44 KB)
• Credit Form 5 – Information statement (Word 34 KB)

Credit Form 6 – Disclosure about credit contracts (use if the document signed by the debtor constitutes an offer)

If the document signed by the debtor constitutes an offer

Download Credit Form 6 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 6 – Disclosure about credit contracts (PDF 19 KB)
• Credit Form 6 – Disclosure about credit contracts (Word 27 KB)

Credit Form 7 – Disclosure about credit contracts (use if the document signed by the debtor constitutes the acceptance of an offer by the credit provider)

If the document signed by the debtor constitutes the acceptance of an offer by the credit provider

Download Credit Form 7 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 7 – Disclosure about credit contracts (PDF 24 KB)
• Credit Form 7 – Disclosure about credit contracts (Word 31 KB)

Credit Form 7A – Disclosure about credit contracts (reverse mortgages)

Disclosure about credit contracts (reverse mortgages)

This form provides information about the rights of any spouse, partner or other resident in the home of a person who is signing a contract for a reverse mortgage.

Download Credit Form 7A under the National Consumer Credit Protection Regulations 2010:

• Credit Form 7A – Disclosure about credit contracts (reverse mortgages) (PDF 41 KB)
• Credit Form 7A – Disclosure about credit contracts (reverse mortgages) (Word 28 KB)

Credit Form 8 – Disclosure about guarantee

If there is a guarantee

Download Credit Form 8 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 8 – Disclosure about guarantee (PDF 22 KB)
• Credit Form 8 – Disclosure about guarantee (Word 26 KB)

Credit Form 9 – Information statement (things you should know about guarantees)

Things you should know about guarantees

This statement provides information about some of the rights and obligations of the guarantor and credit provider. It does not state the terms and conditions of the guarantee.

Download Credit Form 9 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 9 – Information statement (PDF 63 KB)
• Credit Form 9 – Information statement (Word 33 KB)

Credit Form 10 – Information after surrender of mortgaged goods

Information statement after returning mortgaged goods to the credit provider or asking the credit provider to sell the mortgaged goods

Download Credit Form 10 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 10 – Information after surrender of mortgaged goods (PDF 48 KB)
• Credit Form 10 – Information after surrender of mortgaged goods (Word 32 KB)

Credit Form 11 – Direct debit default notice

See regulation 85 for information on whether Form 11 or Form 11A is relevant

Download Credit Form 11 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 11 – Direct debit default notice (PDF 33 KB)
• Credit Form 11 – Direct debit default notice (Word 28 KB)

Credit Form 11A – Direct debit default notice

Download Credit Form 11A under the National Consumer Credit Protection Regulations 2010:

• Credit Form 11A – Direct debit default notice (PDF 50 KB)
• Credit Form 11A – Direct debit default notice (Word 29 KB)

Credit Form 12 – Information about debtor’s rights after default

See regulation 86 for information on whether Form 12 or Form 12A is relevant

Download Credit Form 12 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 12 – Information about debtor's rights after default (PDF 38 KB)
• Credit Form 12 – Information about debtor's rights after default (Word 29 KB)

Credit Form 12A – Information about debtor’s rights after default 

See regulation 86 for information on whether Form 12 or Form 12A is relevant

Download Credit Form 12A under the National Consumer Credit Protection Regulations 2010:

• Credit Form 12A – Information about debtor's rights after default (PDF 28 KB)
• Credit Form 12A – Information about debtor's rights after default (Word 29 KB)

Credit Form 13 – Consent to enter premises

Form to consent to the credit provider entering the premises for the purpose of taking possession of mortgaged goods

Download Credit Form 13 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 13 – Consent to enter premises (PDF 21 KB)
• Credit Form 13 – Consent to enter premises (Word 26 KB)

Credit Form 14 – Notice after taking possession of mortgaged goods

Information about taking possession of mortgaged goods

This statement provides information about the mortgagor's rights, obligations and some of the options available to them.

Download Credit Form 14 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 14 – Notice after taking possession of mortgaged goods (PDF 49 KB)
• Credit Form 14 – Notice after taking possession of mortgaged goods (Word 31 KB)

Credit Form 15 – Notice of right to terminate maintenance services contract

Notice about the right to terminate a maintenance service contract

This notice provides information to debtors about the termination of a linked maintenance services contract if the credit contract is terminated.

Download Credit Form 15 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 15 – Notice of right to terminate maintenance services contract (PDF 31 KB)
• Credit Form 15 – Notice of right to terminate maintenance services contract (Word 29 KB)

Credit Form 16 – Notice of right to cancel mortgaged property insurance

Notice about the right to cancel mortgaged property insurance

This notice provides information about the debtor's rights to terminate a credit-related insurance contract when a credit contract is terminated before the end of its term.

Download Credit Form 16 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 16 – Notice of right to cancel mortgaged property insurance (PDF 36 KB)
• Credit Form 16 – Notice of right to cancel mortgaged property insurance (Word 27 KB)

Credit Form 17 – Information statement (things you should know about your consumer lease)

Information statement for things you should know about your consumer lease

This statement provides information about some of the rights and obligations of the lessee and the lessor. It does not state the terms and conditions of the lease.

Download Credit Form 17 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 17 – Information statement (PDF 43 KB)
• Credit Form 17 – Information statement (Word 31 KB)

Credit Form 18 – Direct debit default notice (information to be contained in a one-off notice about a direct debit default)

Information to be contained in a one-off notice about a direct debit default

Download Credit Form 18 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 18 – Direct debit default notice (PDF 54 KB)
• Credit Form 18 – Direct debit default notice (Word 29 KB)

Credit Form 18A – Information about lessee’s rights after default

Information about lessee's right after default

Download Credit Form 18A under the National Consumer Credit Protection Regulations 2010:

• Credit Form 18A – Information about lessee’s rights after default (PDF 48 KB)
• Credit Form 18A – Information about lessee’s rights after default (Word 28 KB)

Credit Form 19 – Consent to enter premises

Form to consent to the lessor entering the premises to take possession of hired goods

Download Credit Form 19 under the National Consumer Credit Protection Regulations 2010:

• Credit Form 19 – Consent to enter premises (PDF 23 KB)
• Credit Form 19 – Consent to enter premises (Word 27 KB)