Financial products

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ASIC's product intervention power

RG 272 Product intervention power (see 20-139MR)

REP 661 Response to submissions on CP 313 Product intervention power (see 19-157MR)

Background

CP 324 Product intervention: The sale of add-on financial products through caryard intermediaries (see 19-267MR and 20-179MR)

Product design and distribution obligations (DDOs)

RG 274 Product design and distribution obligations (see 20-320MR)

ASIC Corporations (Design and Distribution Obligations—Exchange Traded Products) Instrument 2020/1090

ASIC Corporations (Design and Distribution Obligations Interim Measures) Instrument 2021/784 (see 23-220MR)

INFO 264 FAQs: Design and distribution obligations for advice licensees and financial advisers (see news item)

Related information

CO 14/1262 Technical modifications to Schedule 10 of the Corporations Regulations

ASIC Corporations (Basic Deposit and General Insurance Product Distribution) Instrument 2015/682

ASIC Corporations (Design and Distribution Obligations—Reissued Life Policies Class Exemption) Instrument 2023/183

ASIC Corporations (Superannuation Payment Facility) Instrument 2023/271

Background

REP 674 Response to submissions on CP 325 Product design and distribution obligations (19-369MR)

ASIC Corporations (Deferral of Design and Distribution Obligations) Instrument 2020/486 (see 20-109MR)

REP 754 Target market determinations for small amount credit contracts (see 22-352MR)

REP 762 Design and distribution obligations: Investment products (see 23-115MR)

REP 770 Design and distribution obligations: Retail OTC derivatives (see 23-243MR)

 

Add-on financial products

RG 275 The deferred sales model for add-on insurance (see 21-189MR)

ASIC (Information under the Deferred Sales Model for Add-On Insurance) Instrument 2021/632

REP 695 Response to submissions on CP 339 on the deferred sales model for add-on insurance (21-043MR)

Background

19-267MR ASIC consults on reforms to sale of add-on financial products sold with cars

CP 324 Product intervention: The sale of add-on financial products through caryard intermediaries (see 19-267MR and 20-179MR)

Binary options

ASIC Corporations (Product Intervention Order Extension—Binary Options) Instrument 2022/779 (see 22-243MR)

REP 736 Response to submissions on CP 362 Extension of the binary options product intervention order (see 22-118MR and 22-243MR)

Background

Corporations (Product Intervention Order—Binary Options) Instrument 2021/240 (see 21-064MR)

Public intervention order notice (PDF 673 KB)

REP 626 Consumer harm from OTC binary options and CFDs (see CP 322 and 19-220MR)

Consumer credit insurance

Related information

Regulatory index topic: Credit

Contracts for difference (CFDs)

RG 227 Over-the-counter contracts for difference: Improving disclosure for retail investors (see 23-243MR)

ASIC Corporations (Product Intervention Order Extension—Contracts for Difference) Instrument 2022/259 (see 22-082MR)

REP 724 Response to submissions on CP 348 Extension of the CFD product intervention order (see 21-274MR)

REP 770 Design and distribution obligations: Retail OTC derivatives (see 23-243MR)

Background

ASIC Corporations (Product Intervention Order—Contracts for Difference) Instrument 2020/986 (see 20-254MR and 21-060MR)

Public intervention order notice (PDF 182KB)

REP 626 Consumer harm from OTC binary options and CFDs (see CP 322 and 19-220MR)

Crypto-assets

INFO 225 Crypto-assets

INFO 230 Exchange traded products: Admission guidelines

REP 705 Response to submissions on CP 343 Crypto-assets as underlying assets for ETPs and other investment products (see 21-285MR)

Deposit products

RG 40 ASIC’s guide to good transaction fee disclosure for bank, building society and credit union deposit and payments products (transaction accounts)

CO 11/927 Australian financial services licensing exemption for NGOs (Non-government organisations) providing basic deposit advice

CO 14/1262 Relief for 31 day notice term deposits

ASIC Corporations (Basic Deposit and General Insurance Product Distribution) Instrument 2015/682

ASIC Corporations (Deposit Product Disclosure) Instrument 2015/683

ASIC Corporations (Mortgage Offset Accounts) Instrument 2017/795

ASIC Corporations (Commonwealth Financial Counselling—Financial Capability Services) Instrument 2022/221

REP 584 Improved protections for deposit accounts with third-party access

Derivatives

RG 227 Over-the-counter contracts for difference: Improving disclosure for retail investors

ASIC Corporations (Exchange-Traded Derivatives: Multiple Issuers) Instrument 2016/883

Related information

Home > Regulatory resources > Markets > OTC Derivatives

Regulatory index topic: Financial markets - Derivatives

Exchange traded products

INFO 230 Exchange traded products: Admission guidelines 

REP 750 Response to submissions on CP 356 ETP naming conventions: Updates to INFO 230 (see 22-003MR and 22-325MR)

Extended warranties

INFO 198 Extended warranties

Related information

20-179MR ASIC consults on proposed product intervention order for the sale of add-on motor vehicle financial risk products

Funeral expenses facilities

INFO 243 Licensing requirements for providers of funeral expenses facilities (see 20-076MR)

General insurance

Overview

ASIC Corporations (Basic Deposit and General Insurance Product Distribution) Instrument 2015/682

ASIC Corporations (PDS Requirements for General Insurance Quotes) Instrument 2022/66 (see 22-028MR; 21-156MR and CP 344 Remaking ASIC class order on when debentures can be called secured notes: [CO 12/1482]) 

ASIC Corporations (Cash Settlement Fact Sheet) Instrument 2022/59 (see 22-034MR)

ASIC Corporations (Notification of Authorised Representatives) Instrument 2022/301 (see 22-146MR)

ASIC Corporations (Incidental Retail Cover) Instrument 2022/716 (see 22-222MR)

ASIC Corporations (Cash Settlement Fact Sheet and Confirming Transactions) Instrument 2022/809 (see 22-261MR)

ASIC Corporations (Financial Services Guides) Instrument 2022/910 (see 22-327MR)

Letter to Insurance Council of Australia (PDF 260 KB) (see News item 18/7/2023 and 23-192MR)

Letter to Council of Australian Life Insurers (PDF 260 KB) (see News item 18/7/2023 and 23-192MR)

Letter to Financial Services Council (PDF 260 KB) (see News item 18/7/2023 and 23-192MR)

Reports

REP 7 Consumer understanding of flood insurance 

REP 54 Making home insurance better

REP 89 Getting home insurance right: a report on home building underinsurance

REP 415 Review of the sale of home insurance

REP 416 Insuring your home: Consumers’ experiences buying home insurance

REP 424 Review of no-claims discount schemes

REP 454 Funeral insurance: A snapshot

REP 470 Buying add-on insurance in car yards: Why it can be hard to say no

REP 492 A market that is failing consumers: The sale of add-on insurance through car dealers

REP 621 Roadblocks and roundabouts: A review of car insurance claim investigations

REP 622 Consumer credit insurance: Poor value products and harmful sales practices

REP 633 Holes in the safety net: A review of TPD insurance claims  

REP 621 Roadblocks and roundabouts: A review of car insurance claim investigations (see 19-172MR)

REP 622 Consumer credit insurance: Poor value products and harmful sales practices (see 19-180MR)

REP 765 When the price is not right: Making good on insurance pricing promises (see 23-169MR)

Information sheets

INFO 210 Unfair contract term protections for consumers (see 20-248MR

INFO 211 Unfair contract term protections for small businesses (see 20-248MR)

INFO 253 Claims handling and settling: How to comply with your AFS licence obligations (see 21-067MR)

Life products

Ban on unfair cold call sales of direct life insurance and CCI

ASIC Corporations (Hawking—Life Risk Insurance and Consumer Credit Insurance) Instrument 2019/839 (see 19-335MR)

REP 640 Response to submissions on CP 317 Unsolicited telephone sales of direct life insurance and consumer credit insurance (see 19-188MR)

RG 38 The hawking prohibitions

RG 195 Group purchasing bodies for insurance and risk products

ASIC Corporations (Life Insurance Commissions) Instrument 2017/510

ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751

INFO 218 Disputes about life insurance

REP 10 Final report of the national life insurance disability campaign

REP 413 Review of retail life insurance advice

REP 471 The sale of life insurance through car dealers: Taking consumers for a ride

REP 498 Life insurance claims: An industry review

REP 587 The sale of direct life insurance

REP 588 Consumers’ experiences with the sale of direct life insurance

REP 591 Insurance in superannuation

REP 633 TPD insurance: Progress made but gaps remain (see 19-281MR)

REP 646 Insurance in superannuation: Industry implementation of the Voluntary Code of Practice (see 19-352MR

REP 696 TPD insurance: Progress made but gaps remain (see 21-195MR)

19-160MR APRA and ASIC publish latest data on life insurance claims and disputes (see https://www.apra.gov.au/publications/life-insurance-claims-and-disputes-statistics)

Life Insurance Claims and Disputes Statistics (APRA) (see 19-070MR)

Life insurance claims comparison tool (MoneySmart) (see 19-070MR)

INFO 253 Claims handling and settling: How to comply with your AFS licence obligations (see 21-067MR)

Letter to Insurance Council of Australia (PDF 260 KB) (see News item 18/7/2023 and 23-192MR)

Letter to Council of Australian Life Insurers (PDF 260 KB) (see News item 18/7/2023 and 23-192MR)

Letter to Financial Services Council (PDF 260 KB) (see News item 18/7/2023 and 23-192MR)

Managed investment schemes and securities

RG 161 Share and interest sale facilities

ASIC Corporations (Share and Interest Sale Facilities) Instrument 2018/99

INFO 251 AFS licensing requirement for trustees of unregistered managed investment schemes 

Related information

Home > For finance professionals > Fund operators

Regulatory index topic: Funds management

Non-cash payment facilities 

RG 185 Non-cash payment facilities

ASIC Corporations (Non-cash Payment Facilities) Instrument 2016/211

INFO 225 Initial coin offerings

REP 4 Compliance with the Payments System Codes of Practice and the EFT Code of Conduct (April 1998 to March 1999)

REP 11 Compliance with the Payments System Codes of Practice and the EFT Code of Conduct (April 1999 to March 2000)

REP 13 Compliance with the Payments System Codes of Practice and the EFT Code of Conduct (April 2000 to March 2001)

REP 20 Compliance with the Payments System Codes of Practice and the EFT Code of Conduct (April 2001 to March 2002)

REP 27 Compliance with the Payments System Codes of Practice and the EFT Code of Conduct (April 2002 to March 2003)

REP 63 Compliance with the EFT Code of Conduct (April 2003 to March 2004) 

Regulated emissions units

RG 236 Do I need an AFS licence to participate in carbon markets?

INFO 156 Regulated emissions units: Applying for or varying an AFS licence

Schemes of arrangement

ASIC Corporations (Compromises or Arrangements) Instrument 2015/358 

School banking programs

CP 323 Review of school banking programs (see 19-266MR)

Securities

RG 95 Disclosing entity provisions relief

RG 141 Offers of securities on the Internet

RG 158 Advertising and publicity for offers of securities

REP 9 Online trading survey report

Structured products

REP 340 ‘Capital protected’ and ‘capital guaranteed’ retail structured products

REP 341 Retail investor research into structured ‘capital protected’ and ‘capital guaranteed’ investments

Superannuation and retirement savings accounts

Related information

Home > Regulatory resources > Superannuation funds > Guidance, relief and legislative instruments

Home > Regulatory resources > Superannuation funds > Super news and reports

Warrants 

RG 143 Takeovers provisions: Warrants

RG 197 Warrants: out of use notices

ASIC Corporations (Exchange-Traded Warrants) Instrument 2016/886

ASIC Corporations (Warrants: Out-of-use notices) Instrument 2019/148

Last updated: 01/11/2023 03:12